Your flood risk may surprise you.

Even if you're no where near the ocean, if you live in a location that gets rain, you could experience flooding. Many people don't realize that their homeowners insurance does not cover damage from flooding and aren't aware that there is typically a 30-day waiting period on a flood insurance policy. Protecting yourself and your home from flooding is not something you want to wait on - to ensure you're covered if a storm comes, the best time to consider coverage is now.

Why should you consider coverage? This time of year can be especially risky for our customers in coastal states, like Connecticut and Rhode Island, as peak hurricane season runs from August through November. The damage flooding can cause adds up - just a few inches of water could lead to thousands of dollars of loss.

How much would you lose if your home flooded? Use this interactive tool from the National Flood Insurace Program to determine the cost of flooding:

Want to learn more? FEMA and the NFIP have put together many helpful resources for homeowners.