Before you start shopping for RVs and campers, you should know the different classifications and the correct terminology.

An RV or camper are generic terms. When people refer to RVs (Recreational Vehicles), they usually mean either a  motor vehicle or trailer equipped with some of the amenities of home. The term “camper” typically refer to trailers that are towed by trucks, or ride on the back of trucks.

When shopping, you’ll want to understand the different classifications. Motorhomes refer to motorized units that usually have beds, a kitchen, bathroom and living quarters while away from your fixed home. Campers consist of travel trailers, popups, truck campers and more.

>> Related: The Differences Between Insuring an RV, Motorhome or Camper

Here’s a handy guide to the different types, according to reserveamerica.com and other sources:

  • Class A Motorhomes: These are the larger motorhomes featuring cockpit, living room, full kitchens and more. The Class A motorhomes are equipped with up to five slide outs (or extra rooms to increase space) and come with extra storage. ReserveAmerica.com estimates prices for one of these new motorhomes will start at about $60,000. These are ideal units for spending weeks away from home.
  • Class B Motorhomes: These are your typical camper vans that offer many of the Class A amenities but in a smaller, more economical package. ReserveAmerica.com says the Class B is “ideal for 2 to 3 travelers and suitable for multi-week trips, the Class B is akin to driving a large SUV.”
  • Class C Motorhomes: Described as a cross between Class A and Class B, these rigs range from 20 to 40 feet, according to ReserveAmerica.com.
  • Travel trailers: Camper trailers are pulled by hitches on pickup trucks, SUVs and some minivans. They are versatile and free up your tow vehicle once your trailer is set up at a site. They range from very small up to 33 feet in length and can sleep up to six people, sometimes more.
  • Fifth Wheel trailers: These trailers require a special mount in the rear of truck bed, which adds stability to the drive. It’s also easier to back into camping sites than a travel trailer. These big trailers can run as long as 40 feet so make sure your truck has the horse power, suspension, and braking system to tow it safely.
  • Popup trailer: These smaller, fold up trailers are much lighter to pull. They usually have a canvas top that can be expanded and some include kitchens, shower and a toilet. It also doesn’t require a huge truck to tow.
  • Truck camper: These camping units slide onto the bed of a standard pickup truck and ride on it. They’re usually a less expensive option than a traditional trailer and some offer many of the features of a smaller popup trailer, including toilet, kitchen and shower.

If you're shopping for a new RV or motorhome, you'll also want to consider the cost of insurance to protect your investment. You can learn more about insuring your RV here or call one of our insurance advisors directly at (844) 824-2888 to get a personalized quote and review your options.


Talk with an insurance advisor today at (844) 824-2888 to learn more about RV insurance. See how much we can help you save!

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