Winter expanded her power - and her reach - across the U.S. last year. Denver and Boston set snow records. Winston-Salem N.C. got more in a one day than it normally gets in a year. Buffalo, New York had its coldest winter ever. With such unpredictable winter weather, you need to ensure that you’re prepared.

Luckily, we’ve created a three-part program to help you prepare for the weather lottery this winter.

  1. Pre-Plan
    Check all your auto fluids, particularly anti-freeze, oil and windshield washer levels. Brakes and battery OK? Cold weather can be hard on your battery, and your brakes are essential in slippery, icy conditions. Though 4WD and stability control systems have improved handling in most new cars, snow tires or the even heavier duty studded snow tires are an option. If you’re going with studded tires, be mindful that state regulations vary widely. They’re OK in Pennsylvania between Nov. 1 and April 15, but next door in New York the studded season is October 16 to April 30. 11 states don’t permit them at all. Check your state regulations on AAA.
     

  2. A Righteous Emergency Kit
    If your emergency kit features golf clubs and dog treats today, consider adding flares, blankets, clothing and boots, a radio, engine oil, washer fluid, coolant, flashlight, a lighter and some water and power bars. Take a look at your spare tire and make sure the jack system is in place.
     

  3. Tips for Trouble:

    • If your battery dies, the phone charger goes too. Pick up a combination battery and hand-cranked radio with built-in cell phone charger. Amazon.com has ‘em for less than $20. Handy at home if the power goes out.

    • Door lock de-icer. If you click to unlock, you’re probably fine, but if you’re outside the car and the emergency stuff is inside, you’ll be happy to have a tube of glycerine which will melt the ice in your door locks.

    • Overnight engine freeze-up. This is possible in really cold, sub-zero conditions. Drop a blanket over the engine at night or put a droplight with a 100-watt bulb under the hood before you turn in for the night. An extension cord may be required.

Your insurance company is your friend during winter weather. Insurers have a vested interest in your safe travel, so call your agent and ensure you have the right coverage for winter weather and whether you may qualify for any discount programs. Many agents and companies have concise website tip lists and blogs to help you safely navigate the season also. Progressive.com offers a variety of tips for winterizing cars, motorcycles, boats and home.

Safe driving is the most important element in the mix. The U.S. DOT Federal Highway Administration reports that 23 percent (over 1.3 million) of all accidents are weather-related. Ice and black ice are major factors. Driving slowly, leaving more time and stay behind snowplows, though admittedly making for a slower trip, this can mitigate the risks of driving in winter weather conditions.