What you don't know about driving or using app-based ride-sharing services can be costly.
How Do I Insure A Borrowed Car?
What happens if a borrowed car gets into an accident? In general, auto insurance follows the car, not the driver. Regardless of who’s driving the car, the owner of the car (and the insurance holder) is generally responsible for financial damages in combination with their insurance.
We’ll explain how this works for the car owner and the driver who borrowed the car—as well as the exceptions for when this doesn’t hold true.