Did you know that homes that are closer to fire hydrants or fire departments are usually cheaper to insure? There are many factors that insurers consider when quoting homeowners insurance, from the location of your home to how much stuff you have to the age of your home's major systems. Getting an accurate homeowners insurance quote means you'll need to know a fair amount of information about these different factors.
How can you be sure you've got all the information you need? Luckily, we've created this homeowners insurance quote worksheet to help you gather information about your home for your agent. We hope it will help you get a comprehensive quote quickly!
And don't forget - before you look for homeowners insurance quotes, take an inventory of your personal belongings. Taking an inventory can help you figure out the correct amount of contents coverage insurance that you need.Taking photos or videos of your things is a quick and easy way to document your belongings. Keep note of where you bought each item and its make and model and record serial numbers, if applicable. Store your inventory in a secure location outside of your home, or save the video or photos to an account in the cloud. That way, if something were to happen to your house or belongings, like your laptop, your inventory is still accessible.